Terms and Conditions - Thiruvalluvar Lakshmi

1. Acceptance of the Agreement

By installing, accessing, or interacting with the Thiruvalluvar Lakshmi mobile application (the "Service"), you acknowledge that you have entered into a legally binding contract with us. This platform offers specialized tools for personal savings planning and management. Your use of the Service confirms that you have reviewed, understood, and consented to these Terms in their entirety. We grant you a limited, non-transferable license to utilize the Service in strict accordance with these guidelines and Indian legal frameworks.

2. Eligibility and Conduct Standards

2.1. Registration Prerequisites

Users must be at least 18 years old or utilize the application under the direct supervision of a legal guardian.
You must provide a valid mobile number or email address for identity verification purposes.
You agree to comply with all operational rules established within these Terms.

2.2. User Accountability

You maintain full responsibility for every action performed through your Thiruvalluvar Lakshmi profile.
It is your duty to safeguard your login credentials and passwords against unauthorized disclosure.
All financial and personal data provided must be accurate, truthful, and updated regularly.
We reserve the authority to suspend or terminate your account if fraudulent data is provided or any part of this agreement is violated.

3. Profile Management and Security

3.1. Enrollment Process

Accessing the full suite of savings management features requires a personal profile. During setup, a secure password and a valid contact point must be provided.

For details on how we manage your information, please visit our Privacy Policy at: https://www.thiruvalluvarlakshmi.com/privacy-policy

3.2. Protecting Your Account

Users must take proactive measures to secure their accounts from unauthorized entry.
Should you detect any suspicious activity or a potential security breach, notify us immediately via business@thiruvalluvarlakshmi.com.

4. Privacy and Consent

We prioritize the security of your information. Our methodologies for data storage and management are explicitly defined in our Privacy Policy. By utilizing Thiruvalluvar Lakshmi, you authorize the data handling protocols described in that policy.

5. Restrictions and Licensing Limitations

We offer a restricted, revocable license for private, non-commercial use only. Unless express written permission is granted, you are strictly prohibited from:

Duplicating, modifying, or distributing any portion of the application's code or digital assets.
Attempting to reverse-engineer, decompile, or extract the underlying software of the app.
Employing bots, scrapers, or automated scripts to interact with the app or harvest data.
Selling, renting, or utilizing the Service for commercial gain.
Transferring or sharing your login credentials with third parties.

Violation of these restrictions will result in the immediate revocation of your license and potential legal consequences.

6. Service Maintenance and Adjustments

6.1. Availability

While we strive to keep Thiruvalluvar Lakshmi functional at all times, we do not guarantee constant or error-free uptime.
The Service may be offline periodically for technical maintenance or necessary system upgrades.

6.2. Emergency Suspensions

In the event of critical technical glitches, security threats, or events beyond our control, we may halt the Service without prior notice.

6.3. Discontinuation of Service

We reserve the right to modify, pause, or permanently end the Service at our sole discretion.
Upon termination of the Service, your right to utilize the application expires immediately.

7. Support and Contact Information

For any inquiries regarding this agreement, please reach out to us:

Email: business@thiruvalluvarlakshmi.com

Official Site: https://www.thiruvalluvarlakshmi.com